Homeowner's Insurance

Homeowner's Insurance with McLane Insurance

Protect Your Home, Your Family, and Your Belongings with Confidence

Your home is more than just a place to live—it’s where you create memories and build your future. That’s why having the right homeowners insurance is crucial to safeguarding everything you’ve worked hard to build. At McLane Insurance, we offer tailored homeowners insurance policies to protect your property, belongings, and loved ones from the unexpected.


Whether you own a house, condominium, or a rental property, we’ll work with you to find a policy that suits your needs and budget. We partner with top-rated insurance providers to offer you comprehensive coverage options, so you can have peace of mind knowing you’re fully protected in the event of a disaster, accident, or theft.

Why Choose McLane Insurance for Your Homeowner's Coverage?

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Comprehensive Coverage

We provide coverage for your home, personal property, and liability protection, including damage from fire, storms, theft, and vandalism.

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Flexible Policies

No two homes are the same. We’ll help you customize your policy based on your property type, location, and specific needs.

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Competitive Pricing

We shop multiple carriers to find the best rates for comprehensive coverage, helping you save without compromising protection.

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Expert Guidance

Our experienced team is here to guide you through the insurance process, ensuring that you understand your policy and are properly covered.

Types of Homeowner's Insurance Coverage We Offer:

Dwelling Coverage

Protects the structure of your home in case of damage from fire, storms, vandalism, or other covered incidents.


Personal Property Coverage

Covers your personal belongings, such as furniture, electronics, and clothing, in the event of theft or damage.


Liability Coverage

Protects you if someone is injured on your property or if you cause accidental damage to others’ property.


Additional Living Expenses (ALE)

If your home becomes uninhabitable due to a covered loss, this coverage helps with living expenses while repairs are made.


Flood and Earthquake Insurance

Optional coverage for natural disasters like floods or earthquakes, depending on your location and risk factors.

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FAQs

Homeowner's Insurance

  • What does homeowners insurance cover?

    Homeowners insurance typically covers damage to the structure of your home, personal property inside, liability for injuries or accidents on your property, and living expenses if your home is uninhabitable due to a covered loss.

  • Do I need flood insurance if I live in a low-risk area?

    Floods can happen anywhere, even in low-risk areas. While flood insurance is not typically included in a standard homeowners policy, it’s a good idea to consider it based on your location and risk.

  • Can I change my coverage if I renovate my home?

    Yes, it’s important to update your policy if you make significant changes to your home, such as renovations or adding valuable items. We’ll help you adjust your coverage to reflect the new value of your property.

  • How can I get a homeowners insurance quote?

    Simply fill out the contact form below, and we’ll provide you with a personalized quote for your homeowners insurance based on your property details and coverage preferences.

Get Your Homeowner's Insurance Quote Today

Ready to protect your home and belongings with confidence? Fill out the form below to get a personalized homeowners insurance quote and see how McLane Insurance can help you secure the right coverage for your home and your family.

Don’t like forms?

Contact us at 401-433-4100 or email us.

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